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Arifu’s Learning Mechanism: Addressing information asymmetry for optimal decision making

Arifu’s Learning Mechanism: Addressing information asymmetry for optimal decision making

Wafa Khan   |  Research Manager

Access to reliable information is crucial for optimal day-to-day decision making, hence maximizing the opportunities for growth and development.

Development is often discussed and debated along several broad prevalent ideas, each with its own strengths and limitations. Many argue that development is deeply correlated with an increase in per-capita GDP. Others focus on identifying specific causal mechanisms, measuring average effect size of development projects and interventions on pre-defined sets of complex outcomes. Amartya Sen, on the other hand, claims freedom to be the primary objective and the principal means of development. He speaks to development as the ability to exercise freedom across different dimensions, political, economic, or otherwise.

Focusing on the existing development models, we can quite easily miss the myriad of decisions individuals and societies make, and the contexts within which they make them that are often plagued with information asymmetries. An oft-understated component of development is the freedom and ability to make more informed day-to-day decisions using reliable information, whether or not those decisions in and of themselves have immediate impact on development outcomes. People with restricted access to the right information, and limited trust in available information and support structures are disproportionately affected. The cost of accessing information is often high in most low-income countries relative to income levels, particularly where income levels are typically not growing at the same pace across income quintiles. Though one can argue that increased global connectivity over the years has improved availability and access to information, we cannot deny poor quality information or increase in misinformation velocity. These weakened and misinformed (often uninformed) contexts can cause serious risk aversion, low trust in society and institutions, and reduced confidence (generally, and by gender or other demographics) leading to less optimal decision making. In effect, there is a need for improving the context (or “enabling environment”) upon which opportunities can be leveraged to their fullest potential, maximizing the likelihood of improved outcomes and development.  

Arifu aims to close the information gap by providing rich and locally contextual information to all. 

Arifu provides free information via easily accessible and readily used technology, like SMS and WhatsApp, to allow people to make better and more informed day-to-day decisions. Though there are many sources of information out there, Arifu is unique in a way as it designs rich and locally contextualized training content to inform day-to-day personal and professional choices and makes it accessible to households through mediums they already use. Through well-designed content, we aim to tackle three interrelated problems – a right to quality and needed information, improved household prospects, and reduced risk to households due to misinformation. 

We work with experts and employ research and learning methodologies to design useful and relevant experiences for our Learners and to measure the impact on their growth and development. Our team is equipped with advanced skills to design and execute a variety of methodologies to identify quality information and to assess its impact. We incorporate learning methodologies, monitoring mechanisms, and causal research in our work to effectively create the right information products and development opportunities for our Learners. We also often collaborate with top universities and industry experts for a deeper understanding of the needs of our Learners according to their demographics, value chains, and locations.

 

Arifu’s Learning Mechanism

Our efforts to create contextualized and useful information products for our Learners begin by diagnosing and understanding their individual and household needs and challenges. Our recent effort in this regard was in-depth qualitative phone surveys in partnership with the Research Institute of Organic Agriculture (FiBL) to gauge factors limiting adoption of organic farming. We identified the information needs to increase and improve organic farming, and unpacked the challenges faced by existing organic farmers. Using insights from this activity, we developed training content on a variety of in-demand topics including pests and disease controls, and deployed it via SMS to tap into the existing demand for organic farming as more than 78% of the non-organic farmers expressed interest in adopting organic farming if provided with accurate and reliable information.

Once the content is designed, we continue to regularly refine and update its design and deployment using rigorous A/B tests. From one such test, we witnessed the importance of the format in which information is presented and we are currently utilizing it to meet objectives in different contexts. We learnt that Learners design their own experience and engage with the information they find relevant for themselves when given an option to choose from a menu of training modules, while they prefer getting all the information if it is packaged as one singular module. 

We also analyze backend data to monitor preferences and needs of our Learners and refine the information accordingly. We recently collaborated with MercyCorps AgriFin to understand the factors driving and inhibiting the adoption of Arifu among our female Learners using backend data analytics. The insights from this study are driving our gender strategy as we are working towards designing more useful and accessible digital content specifically for women. 

With continued efforts to refine our content development and deployment processes, we also monitor its impact on the day-to-day lives and decisions of our Learners. We often collaborate with impact-measurement companies like 60 Decibels for snapshot studies to gauge changes in the practices, day-to-day decision making, and quality of life of our Learners. With some partners like MercyCorps and International Fertilizer Development Center (IFDC), we also deploy SMS and phone surveys before and after content engagement. Through these surveys, we identify the directional effects of learning with Arifu on decisions and practices, and their repercussions on income and standards of living. Currently, we are also working with experts from the World Bank on a large-scale randomized control trial to measure the causal effects and cost effectiveness of digital learning by small-scale farmers. 

Arifu aims to improve day-to-day decision making by continuing to use learning tools and research methods to create and disseminate useful information. We aspire to continue designing, updating, and deploying information for all as we believe that well-designed, locally contextualized knowledge disseminated freely and widely can help individuals, households, and communities make better choices for their economic and social development

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Partnerships Press

Partnership Announcement – Jobberman Nigeria signs up with Arifu to equip Jobseekers with Digital Training

Jobberman Nigeria signs up with Arifu to equip Jobseekers with Digital Training.  

13th July 2021: Jobberman, the single largest online training and job placement website in sub-Saharan Africa announced its partnership with Arifu to deliver interactive educational training through the Arifu Digital Learning Platform, facilitate learning at scale, and equip jobseekers with digital training to enable them to improve their effectiveness in seeking work.

This free service will be provided to jobseekers in Nigeria. The objective of this training is to uplift critical skills for jobseekers to build confidence and empower individuals across Nigeria with the training and skills they need to succeed ultimately leading to creating long-term economic impacts for this target group. It will be available on Arifu’s Digital Learning Platform, accessible using interactive Whatsapp and Telegram.

Having partnered with the Mastercard Foundation through its Young Africa Works strategy in 2020, this deal is part of Jobberman’s mission to train five million young Nigerians and place three million of them in dignified employment by 2025. Jobberman is the only recruitment services platform in Nigeria that offers training and placement of candidates in dignified and fulfilling employment. This training program equips young people (18-35) with critical tools, to help them transition into their new roles and increase workplace productivity.

According to Rolake Rosiji, CEO of Jobberman Nigeria “We are excited to be using Arifu’s technology as it encapsulates Jobberman’s commitment to bridging the employability gap, As an innovative and technologically driven company, I am delighted that with Arifu we have the opportunity to reach more job seekers and achieve our commitment to upskilling five million young Nigerians by 2025”

Craig Heintzman, Chief Executive Officer and Co-Founder of Arifu, explains “We’re proud to sign this deal with Jobberman and play a part in supporting 500,000 job seekers in Nigeria with access to new skills and  employment opportunities within the chat apps they use every day. Our partnership with Jobberman is a step towards a brighter future where everyone can be matched with meaningful work and a stable income .

For more information or interview requests, please contact communications@jobberman.com or info@arifu.com

About Jobberman

Founded in 2009, Jobberman is an online platform that provides training and placement for jobseekers, as well as the best selection of candidates for companies hiring. It is the single largest job placement website in sub-Saharan Africa and has the vision to become the leading source of talent in every market it operates in by simplifying job searching and talent acquisition; matching the right set of skills with employers needs. For more information about the online placement platform visit www.jobberman.com

About Arifu

Arifu is a smart chatbot making it possible for anyone to access information and opportunities for free from organizations they trust over any mobile phone. With Arifu, people seeking to learn can freely chat using interactive SMS or smartphone apps to master new skills, discover a world of free educational content, and earn rewards from our partners, without need for internet or airtime. The Arifu chatbot delivers personalized content designed in-house in close collaboration with our partners such as financial service providers, mobile operators, agribusinesses and NGOs. Arifu uses interactive SMS and smartphone messaging apps like WhatsApp and Facebook Messenger to disseminate content to over 1.5 million trainees across Africa since 2015. For more information visit https://arifu.com

.

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Impact Press

Arifu receives an award at the Mercy Corps Agrifin Annual Learning Event Awards (ALE) 2021

Arifu receives an award at the Mercy Corps Agrifin Annual Learning Event Awards (ALE) 2021

Andrew Thiongo  |  Business Development Associate

Arifu was awarded as the Best Farmer Capability Solutions by Mercy Corps Agrifin for the first time at this year’s ALE 2021. This award recognized Arifu’s role in educating smallholder farmers across sub-saharan Africa through its Open Marketplace digital platform on important subjects like: Agronomy, Animal husbandry, Water and Soil Management and Irrigation and Arifu’s capability to reach out to many smallholder farmers through its omni-channel (SMS, WhatsApp, Facebook Messenger, Telegram and very soon interactive voice services) Platform.

The Mercy Corps Agrifin ALE Awards represent an opportunity for Mercy Corps Agrifin to recognize the achievements of the best 36 companies across 12 different award categories based on their accomplishments in a six year project funded by Mastercard as well as Bill and Melinda Gates Foundation (BMGF). The award was presented to Arifu by the Agrifin Advisory Council Member Scott Onder, Senior Managing Director of Mercy Corps Ventures together with the program’s donors.

’’Arifu would very much like to thank Mercy Corps AFA for recognising our efforts and contributions to developing engaging learning content as well as our commitment to drive active usage of the content across our omni-channel and smart farming advanced learning platform’’ said Craig Heintzman, Arifu’s Chief Executive Officer and co-Founder. ’’Our mission has always been to ensure learners have FREE access to content and information that will enrich their livelihoods and this award is affirmation that we are achieving our mission and being recognised.’’

Watch the video announcement of the award below:

For more information please contact:

Andrew Thiong’o – Business Development Associate at Arifu

Email: andrew@arifu.com

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Wonder how mobile learning can enable MSMEs combat the pandemic setbacks? Read about Arifu’s innovative solution

Wonder how mobile learning can enable MSMEs combat the pandemic setbacks? Read about Arifu’s innovative solution

Andrew Thiongo  |  Business Development Associate

I own a small branding business where I make customized phone cases, coffee mugs and business cards for my customers. I started this business in 2016 a couple of months after graduating from university. Since then, my business has grown and I have been able to learn the nuances of running a business while making a complementary income. Fast forward to 2020, an incredibly tough year for not only just my business but for most small businesses across the world. The cash crunch in the market affected my business and  led to a sharp decrease in the number of orders that I received from customers. Some of the reasons for this decline in sales was as a result of many of my regular customers losing their jobs, taking pay cuts or simply deciding to hold off on making any purchases as they monitored what effects the pandemic could potentially have on their finances. 

Aside from affecting the demand side of business, the Covid-19 pandemic has also brought about other issues that MSMEs have had to contend with on the supply side. Challenges such as reduced labour supply due to lockdowns, curfews and inter-city movement restrictions have affected many businesses. Country lockdowns have also affected imports and exports affecting several businesses dependencies. 

African businesses reactions and outlook on Covid-19 by African Trade Policy Center and International Economics Consulting Limited listed the following reasons as the main challenges faced by MSMEs in Africa during the Covid-19 pandemic:

  • Lack of operational cash flow.
  • Reduced opportunity to meet new customers.
  • Challenges in logistics and disrupted supply chains.
  • Failure to adapt to the pandemic or offer alternative products and services.

With the diverse effects of the pandemic still ravaging many MSMEs across the globe, Arifu and Praekelt.org supported by Google.org, are providing free economic recovery content that will help educate a target audience of 500,000 low income MSMEs, employment seekers and small-holder farmers in Kenya, South Africa and Nigeria. The project was recently launched in January this year and it is already live in Kenya and South Africa and will be rolled out in Nigeria later this year. 

Arifu’s MSME Economic Recovery Content

This content consists of insightful information modelled towards helping our target audience recover from the economic downturn caused by the Covid-19 pandemic. The content modules covered include:

  1. Info and linkages to recovery products and services.
  2. Job seeking support tools.
  3. Covid-19 specific advice on health, finances, business, education and stress management.
  4. Changing regulations relating to Covid-19 measures and re-opening.
  5. Digital literacy skills for business (adapted from GSMA’s mobile internet skills training toolkit).

The content modules on digital literacy skills for business as well as the module on information and linkages to recovery products specifically focus on upskilling and providing insightful information to small business owners. The info and linkages content provides information about the following: (1) available economic recovery products provided by government and other initiatives, (2) agriculture and business related recovery products as well as (3) mental health recovery services which provide information about counselling centers where learners can get affordable counselling services.

In collaboration with GSMA, the digital literacy skills content on Arifu’s platform helps MSMEs access information on how they can digitally adapt their business models to get more customers. Some of the topics covered include: (1) benefits of using the internet for small businesses, (2) features and business use cases of Google search, YouTube, WhatsApp and Facebook, (3) how to promote your business through Facebook and WhatsApp chat groups and also (4) ways in which business owners can utilize YouTube and Google search to learn new business related skills. 

As businesses continue to grapple with the negative effects of the Covid-19 pandemic, we at Arifu will continue to innovate and expand our content library in order to provide a reliable source of information that will upskill business owners. Our MSME economic recovery content provides a great example of our aim to continue to provide insightful and impactful content at no cost for our learners, we are very eager to review the results of this impactful initiative and we look forward to sharing the results with you.

To find out more about Arifu’s MSME economic recovery initiative, email us Andrew Thiongo or Ritika Sood

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Life At Arifu

The First 3 Months of a Fulfilling Journey at Arifu

The First three months of a Fulfilling Journey at Arifu

Faith Mumbi   |  Research Analyst

Getting a job at Arifu ushered me into a state of euphoria for the first few weeks after signing the contract. Throughout the interview process, I envisioned how great the opportunity to join Arifu as a Research Analyst would be for me to kickstart my career as a recent graduate. It was the perfect embodiment of a place where I would apply my skills and learn from highly experienced team members working across research, data science, content development, and technology, on exciting projects. In addition to that, I would be able to contribute to making a positive impact in society by informing day to day decision-making of community members on best practices in agriculture, health, business and financial management. Arifu is a  perfect opportunity to build my career in research while improving peoples’ lives. Suffice to say, getting the offer letter to join Arifu was a dream come true!

So what is Arifu? Arifu is an interactive chatbot that is positively impacting lives and improving livelihoods by providing training in agriculture, financial literacy, employment, health and business management via SMS, Whatsapp, Telegram and Facebook Messenger, for free. A merchant in Nigeria can freely interact with Arifu and learn about business management skills, improve their efficiency in running the business, and eventually increase their revenues. A farmer in Tanzania can learn the best practices in agriculture, and increase their yields and income by applying the skills learnt on Arifu. Health workers can keep upgrading their skills by interacting with content on the latest relevant medical findings, recommendations and advancements that can improve their practice. Arifu offers endless opportunities for everyone across Sub-saharan Africa to acquire relevant information that positively impacts their lives.

youth employability training initiative

My first day at Arifu felt like the beginning of an adventure. I was nervous and excited to start a journey that I knew would be enlightening, at times challenging, but certainly fulfilling! I was also lucky to have a teammate in the Research Department, Jeffery Ngugi who started on the same day. It was great to know that I had someone who started a similar journey with me in a peculiar time of the COVID-19 pandemic.

We went to the office together where we met a few colleagues in person given that the majority of people were working from home because of the COVID-19 pandemic. Everyone at the office was so friendly and welcoming and I immediately loved the culture at Arifu. This was further affirmed at a virtual team lunch that Jeff and I were invited to and got to interact with other team members at Arifu.

We were both worried about the challenges we expected to face working from home on our first full-time job. Would we get enough support virtually to be able to understand the company systems and adapt accordingly? How would we get to know all the other team members that we would be working with and build relationships? Our worries dissipated within no time thanks to the accommodative measures that Arifu had established and our exceptionally supportive Research Team Leads. We were first taken through an overall company orientation about what Arifu is, the various teams in the company, and how they work together to achieve a common goal. Our managers, Osman and Wafa, ensured that we were fully onboarded before assigning us our first projects. There was already a well thought-out plan of the onboarding process and our respective assignments. Our managers also organised inter-team meetings to acquaint us with the other teams that we would be collaborating with. Yes, this was all done virtually with impeccable effectiveness!

My main responsibilities as a Research Analyst involve analyzing back-end data that we have on our learners, designing Research and Impact Evaluation designs to investigate the impact that Arifu is having on our learners and writing reports that effectively communicate the findings to our partners and relevant stakeholders at Arifu. The findings and recommendations outlined in reports inform key strategic decisions of our partners and the teams at Arifu. An interesting project that I have worked on was a partnership between Arifu and FiBL (The Research Institute of Organic Agriculture). My role involved designing the research project which included survey design, alignment with partners, analysis of the data, presentation of the report on findings, and charting a path forward together. It was fulfilling to hear the partner assert that my presentation was insightful and gave them clarity on the solutions they should offer farmers. We found that Pest and Disease control was the most prevalent challenge among organic farmers. The findings informed the partner and the learning designers at Arifu about the challenges that organic farmers encounter and the training content that they need and prefer. This led to the creation of relevant content for farmers that will help them deal with challenges in adoption of or adaptation to improved practices for organic farming.

I am also working on a project that is a partnership between Arifu, Mastercard Centre for Inclusive Growth, and UC Berkeley University. This project is a research study by UC Berkeley researchers to measure the impact of credit relief and business training on the performance of small businesses. Arifu offers Jaza Duka merchants training on financial resilience to cope with COVID-19, safe borrowing practices,  getting stock on credit and business funding options. The merchants get credit relief in addition to the business training offered on Arifu’s platform.My role involves coordinating among partners, conducting data analytics on our back-end data of the merchants, and organizing and executing a complicated Reminders Schedule meant to prompt merchants to keep engaging with the content. I’m really excited to see the results of this project and whether business training has a complementary positive effect on credit relief programs.

Working together with a supportive and amazing team on such impactful projects is what makes Arifu such a fulfilling adventure for me. I am constantly pushed to be better while being offered room to make mistakes and learn from them. Our Director of Research and Impact, Osman Siddiqi, actively seeks to understand our strengths to foster them and our weaknesses to help us improve on them. He is sincerely interested in our career goals and is already offering us mentorship on career development. Our Senior Analyst, Wafa Masood Khan, is always ready to share her expert knowledge and skills, and supports us whenever we need it. Jeffrey Ngugi is still walking this journey with me and we are learning, growing together, and supporting each other. I couldn’t have asked for a better team.

At Arifu, I am learning how corporations that are based on a problem-solving ethos for social impact model can contribute to improving lives in society. I get to build my skills in research in different sectors from farming, to economic recovery for merchants that always provide new learning opportunities, not to mention working with such talented and experienced teammates. Arifu ideally aligns with my long term goals of building my technical skills and experience in data analytics while adhering to my personal value of working towards positively impacting others in society. I am looking forward to all the learning and growth opportunities that Arifu promises to offer in the future.

 

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Life At Arifu

My Journey Thus Far.

My journey thus Far.

Jeffery

Jeffery Kang’ethe  |  Research Analyst

Prior to joining Arifu, I was working for an investment company but I had to resign due to personal reasons back home. During this period, as I tended to the situation, I decided to build my python skills and enrolled in an online data science program. Fast forward a year later, I saw Arifu’s ad for the Research Analyst position and after slight research on the company, I knew I wanted to be a part of it. Hence, I gave it my best shot and here we are. Since receiving my offer letter, emotions ranged from excitement to anxiousness and deep down I knew that Arifu was going to be a gratifying experience. Three months in, I still get overwhelmed by the excitement of being a Research Analyst at Arifu now and then. Needless to say, I was right.

My first day was filled with eagerness to dive into work. But underneath all the eagerness and excitement, I was a bit anxious as I was going into a new environment. That morning I met up with my colleague, Faith Mumbi, who was also newly recruited in the research department, and we headed to the office. As soon as I began meeting some members of the team the anxiety died down and I began settling in. The team members gave us a warm welcome and were eager to explain to us about different systems in the organisation. Later on that day we had an e-meeting lunch with the rest of the team members where they got to know Faith and I.

Living in Thika, getting a job in Nairobi meant that I had to find a place closer to the offices. However, for Arifu, and because of COVID, this was not the case, I would be working remotely. This was new for me,and I had my concerns. One of my main ones being how I would create a collaborative effort with the rest of the team. The transition was however seamless thanks to the thorough onboarding process by our team leads (Wafa Masood and Osman Siddiqi) which quickly erased my concerns. They created an environment where we could ask questions any time which went a long way in grasping details about the projects we were assigned to. Within no time, we were good to go and ready to execute our tasks.

Youth Employment Kenya

My main motivation to join Arifu is because it provides me with an opportunity to have an impact on the world. Understanding the socio-economic status of my country and continent, being in a role that not only fosters my growth but also improves the livelihood of others, was very crucial. And Arifu does this well. Arifu is a digital content and learning platform that is free for its learners. It offers training content on financial Literacy, agriculture, health, employment, and business management. And as such, it provides needed information to the low-income communities which translates to an improvement in their livelihood.

My function as a Research Analyst is to enhance, measure, and communicate Arifu’s value proposition to our clients and end-users to drive the company’s mission. This is done through providing statistically significant and valuable – meaningful insights that help inform decisions and facilitated by responsibilities such as conducting in-depth analysis on learner data, conducting and designing A/B tests to inform on the UX variant of the platform, survey design to measure impact and clearly communicating findings from analysis via reports. One of the most interestingly challenging projects I have come across is the BDS project. This project was a collaboration between the World Bank and Arifu aimed at increasing the employment and earning opportunities for targeted youth in the country. Arifu’s role in the project was to customize content on entrepreneurship and business management for delivery through our mobile telephone technology and report on insights from back – end data analysis. Being new, and this being the very first analytically intensive project that I was part of, I was a bit unfamiliar with a few details about the project and took a while to get my footing. Moreover, the project required a plethora of analysis to inform the final report but with a very strict deadline. You guessed it! I really struggled. Mistakes were made, big and small but after powering through we were able to get an insightful final report. Undoubtedly, a huge chunk of my learning experience at Arifu is attributed to this project. I have; (i) tremendously improved my statistically programming skills due to the various problems i encountered (ii) learnt that it is very crucial to put context to your analysis otherwise you risk losing sight of the end goal, and (iii) understood that data can’t speak for itself i.e. analysis without communication of actionable insights is futile.

From a macro perspective, being at Arifu has taught me alot. Firstly, the extent at which information asymmetry exists in my country and how imperative it is to bridge that gap. I am learning about the kind information that is needed but lacks, for different groups within Africa and beyond, how to efficiently deliver this information and measure the impact of the information in their livelihood. Lastly, I am learning how technology can be leveraged to bridge socio economic gaps between men and women in low income communities.

Pursuing a career in data science, Arifu fits into my long term goal. I am in a company that appreciates and strives to leverage big data at all levels to inform decisions thus certain to continuously build my skills in research. Furthermore, I am able to gain multi-sector experience due to the diverse projects that we engage in on a daily basis. Lastly, being at Arifu, I am surrounded by highly skilled individuals who offer tremendous mentorship and whom I am always learning a lot from. The best part is, I’ll be doing all that while having a meaningful impact on people’s lives. In summary, Arifu will be a special experience and I am looking forward to exploring all the opportunities that it will offer.

 

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Partnerships Press

Partnership Announcement

With support from Google.org, Arifu partners with Praekelt.Org to promote the economic recovery of 500,000 micro and small businesses (MSMEs) in Kenya, Nigeria, and South Africa.  

Together Arifu and Praekelt.Org have created a suite of free interactive training and information to help MSMEs hit hard by COVID-19 navigate challenges to their business, stay up to date on regulatory changes, and access products and services that will support their recovery. 

By sending in the code SME” to Arifu’s SMS or Whatsapp channel, MSMEs are now able to chat with the Arifu Digital Adviser to access targeted digital trainings on:

  1. COVID-1 9 specific advice on health, finances, business, education, and stress management
  2. Digital literacy skills for business (adapted from GSMA’s Mobile Internet Skills Training Toolkit)
  3. Job seeking support tools
  4. Changing regulations relating to COVID-19 measures and re-opening
  5. Info and linkages to recovery products and services 

This free service will be provided to 500,000 low income MSMEs, employment seekers, and small-holder farmers across Kenya, Nigeria, and South Africa with the objective to increase employment, increase income, and increase resilience to economic shock among beneficiaries. It will be available on Arifu’s Open Marketplace, accessible using interactive SMS and WhatsApp through an integration with Turn.io, an organisation incubated by Praekelt.org that helps social impact organisations have chat-based personal, guided conversations at scale that improve lives.

MSMEs can access their free economic recovery content by sending SME to 22744 on SMS or on Whatsapp +254 735 040081 in Kenya or sending Hi to +27 60 011 0110 on WhatsApp in South Africa. 

Craig Heintzman, Chief Executive Officer and Co-Founder of Arifu, explains “We’re proud to join forces with Google.org, Praekelt.Org and Turn.io to play a part in supporting the economic recovery of people impacted by this global pandemic. Governments, NGOs, and companies can now easily support the employment of job seekers and resilience of small businesses in their communities with this free chatbot-based learning content”.

Gustav Praekelt, Founder Praekelt.org and Turn.io said “We are excited to be using our Turn.io technology to provide actionable resources and training to learners and SMMEs across Kenya, Nigeria and South Africa during this challenging time. We chose to work with Arifu given their vast experience with learning content having trained over 1.5m learners in Kenya since they started so we’re very comfortable in their ability to deliver to the huge learner base out there”

“Google.org are very pleased to support Praekelt.org and Arifu joining efforts and together accelerating tech solutions helping SMMEs in Kenya, Nigeria and South Africa through economic recovery.  We believe that  accessing information at no cost will be critical for beneficiaries to make informed decisions and sustain economic livelihoods” commented Liza Belozerova, Google.org Sub-Saharan Africa Lead.

About Arifu

Arifu is a smart chatbot making it possible for anyone to access information and opportunities for free from organizations they trust over any mobile phone. With Arifu, people seeking to learn can freely chat using interactive SMS or smartphone apps to master new skills, discover a world of free educational content, and earn rewards from our partners, without need for internet or airtime. The Arifu chatbot delivers personalized content designed in-house in close collaboration with our partners such as financial service providers, mobile operators, agribusinesses and NGOs. Arifu uses interactive SMS and smartphone messaging apps like WhatsApp and Facebook Messenger to disseminate content to over 1.5 million trainees across Africa since 2015. For more information visit https://arifu.com

About Praekelt.Org and Turn.io

Emerging out of Praekelt.org’s decade of experience leveraging mobile technology to solve some of the world’s largest social problems, Turn.io helps social impact organisations have personal, guided conversations that improve lives at scale.

About Google.org

Google.org, Google’s philanthropy, supports nonprofits that address humanitarian issues and apply scalable, data-driven innovation to solving the world’s biggest challenges. We accelerate their progress by connecting them with a unique blend of support that includes funding, products, and technical expertise from Google volunteers. We engage with these believers-turned-doers who make a significant impact on the communities they represent, and whose work has the potential to produce meaningful change. We want a world that works for everyone—and we believe technology and innovation can move the needle.

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Articles Impact

Designing Technology Products for Women

By  Wafa Masood Khan

The adoption of technology plays a significant role in productivity enhancement and economic growth [1]. More often than not, programs designed to achieve this goal tend to not be designed for women, limiting the potential for economic development for the country at large, and for women in particular. Technology-based programs that specifically aim to address the needs of women have been deemed essential to enhance their socio-economic status and household welfare [2]. Despite evidence on the positive effects of technology adoption by women, there exist significant barriers for them towards adoption which vary by context [3]. Therefore, to meet the desired impact of technology-focused programs for women, it is imperative to study, understand, and address these barriers or design within them,  with the goal of overall welfare improvements in mind,  to improve the adoption and utilization of technology.

Arifu’s free-to-use training content, delivered through SMS, Whatsapp, and more, aims to inform day-to-day decision-making and improve livelihoods for multiple population segments, including farmers, MSMEs, job-seekers, youth, and more. We carefully design and deliver actionable content, personalized for different audiences, to ensure ease of access and appeal and relevance for day-to-day decision-making for all our learners.

Designing Technology Products for Women A visual from Arifu’s rich media on Maize showcasing male and female farmers selling their harvests.

In order to provide relevant content for all, we comprehend and tackle the demand, access, and adoption challenges faced by different target population segments. Past studies and our experience shows that the barriers to technology adoption, which include limited access to credit, risk perceptions towards technology investment, and asymmetric information about available technologies, are often exacerbated for women, especially in Sub-Saharan Africa where access to technologies still remains low. The major reasons for this gender gap are restrictive socio-cultural values and norms, and the prevalence of male-headed households with significant control over resources and decisions [4]. 

These constraints, however, have not reduced the demand for technology among women. We have seen significant demand for digital education by women at Arifu. While overall the gender ratio of our learners is far from parity, we are in the midst of designing strategies that aim to measurably drive adoption and utilization of our service by women. Through the design iteration process, we have found women demanding more and more of our content. Four years ago, a blended training model designed for female micro-entrepreneurs in Tanzania, delivered in partnership with Technoserve, had an average of 150 messages of engagement with training content – an engagement rate at that point several times higher than our average. More recently, we have seen engagement more than double in Kenya with women engaging with 390 messages of business training content (relative to 370 messages by men) in a project deployed in partnership with the Government of Kenya and the World Bank. This is the highest average engagement level to date across our projects.

Arifu.img A young merchant engaging with Arifu.

None of this is to say we have cracked the case. Given the high demand for our content among women, we are looking to actively design more for the needs and decisions that women undertake within households.

Our current strategies include iterating upon and enhancing our content based on women’s preferences, developing partnerships with female-focused community-based organizations and self-organized groups, and organizing large-scale outreach activities for women specifically enabled by partnerships like that with Google.org.

To inform our strategy further, we are currently collaborating with AgriFin Accelerate, Busara Center for Behavioral Economics, and Dalberg in a project funded by the Bill & Melinda Gates Foundation. This project is exploring the differential use of Arifu’s content between men and women in order to build recommendations upon our existing efforts to cater to women and unpacking further why these differences exist. Preliminary findings from this study show women engaging proportionately more with content related to planting compared to men who engage more at points of harvesting. We also see women engaging more with poultry-related content than men highlighting preferences based on underlying dynamics. The next phase of this study will provide insights on what drives these preferences and what more we can do to drive adoption and continued usage to improve upon our delivery of digital services for women.

Arifu’s aim is to provide access to useful content for all to inform day-to-day decision making. With the collaborations and efforts in place to understand the gender dynamics of technology adoption and usage, the next step for us is to upgrade our design and deployment processes and strategies to achieve increased technology adoption and content engagement for both men and women in order to drive welfare improvements, truly, for all.


 Footnotes

[1] Evidence has shown a reduction in poverty, and improvement in income and rural welfare through the adoption of new agricultural technologies, and modern seeds and practices in Uganda, Ethiopia, and Tanzania (Adekambe et al., 2006; Muricho et al., 2011; Lipper et al., 2012).

[2] Evidence has shown that improvement in women’s direct income and livelihood has higher positive effects on household welfare through better child health and education, food security, and improved nutrition (Alkire et al. 2012; CGIAR 2013).

[3] The mobile ownership gender gap is modeled to be as high as 24% in African countries, with 41% of women less likely to use mobile internet (GSMA’s Mobile Gender Gap Report, 2019; GSMA’s State of Mobile Internet Connectivity Report, 2019).

[4] Gender affects technology adoption since the head of the household is the primary decision-maker and men have more access to and control over vital production resources than women due to socio-cultural values and norms (Tesfaye et al., 2001; Mesfin, 2005; Omonona et al., 2006; Mignouna et al., 2011).

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Articles Impact Press

Platform links individuals to organisations for new skills

By  Lewis Njoka – People Daily Online

Marisa Conway the Chief Learning Officer and co-founder of Arifu.

Marisa Conway the Chief Learning Officer and co-founder of Arifu.

The pandemic has disrupted normal life across the globe, affecting businesses and forcing learners to find alternative ways to access knowledge.  Marisa Conway, Chief Learning Officer and co-founder of Arifu, an online learning platform, talks about how their technology is helping solve the problem.

What is Arifu?

Arifu is a Kenyan-based tech company that launched its smart personal learning assistant and content marketplace in 2015 to help people learn new skills from the organisations they trust over any mobile phone.

Our purpose is to place opportunity and information within reach of everyone. Our chatbot is free to our learners and available via any mobile chat application including SMS, Facebook Messenger and Whatsapp. 

Whom does it target and what does it do for them?

Arifu has two main audience; individuals and organisations. Individuals engage with us to learn new skills or get advice on how to use products and services available to them to grow their income or increase productivity. Topics range from crop and livestock trainings, financial literacy, entrepreneurship education, and informative trainings on a variety of digital products.

For organisations, Arifu provides an end to end solution to help them craft skills or product information into contextualised digital trainings, deliver them over the Arifu platform through SMS, Whatsapp, Facebook Messenger, or Telegram, and monitor performance with their personal analytics platform that provides details on learner preferences and progress.

We also work with organisations on different research activities to try and understand the impact of digital information on learner capacity development, behaviour, and outcomes.  

What motivated you into starting this initiative?

I teamed up with our Co-Founder, Craig Heintzman in 2014 with a shared vision to make information accessible to people, so they could use it to better their own lives.

Our approach was to start first with SMS, and create a free digital advisor, or chatbot, which could teach people new skills, offer solutions to challenges, and help them connect to products and services in an informed and safe way.

Over the last six years, we’ve expanded to make content available over Whatsapp, Facebook and Telegram where learning is enhanced with rich media.

How does Arifu differ from other traditional learning resources available to learners in Kenya?

We are topic and sector agnostic. Arifu’s partners work in health, agriculture, financial services, consumer goods, and more and our learners access content and products that meet multiple information needs.

It’s free, which means it’s more affordable than many other training options. It works on basic and smartphones, so it doesn’t require data and is consumable in a format that’s familiar to mobile phone users making it more accessible than internet and in-person training.

Unlike MOOCs and classrooms, Arifu is a digital teacher people can chat with to learn at any time.

How helpful would you say your initiative has been during the Covid-19 pandemic?  

To support partners and learners during Covid-19, we’ve created a starter pack of digital trainings that we are providing for free.

The content includes information to help individuals cope with challenges related to health, business, finance, children’s education, and community. 

We are currently building out more content to help business owners and job seekers navigate and recover from financial challenges resulting from the pandemic. 

Now that schools are re-opening after several months of Covid-19 related closure, how does Arifu fit in?

Arifu’s primary audience is adults 18 and older. However, during Covid-19 we have created content to support parents and their children to do educational activities at home in partnership with Metis, an organisation which develops educational leaders.

That content is part of the Keep Kenya Learning campaign and will be made available to 400,000 Kenyan families. 

On average, how many people do you serve in a month and how many have you served since inception?

Around 45,000 learners engage with Arifu on a monthly basis and 1.4 million individuals have engaged with Arifu since our first content went live in 2015.

How do you finance your activities?

We operate currently on a combination of revenue and investment funding. Our sales model is Business to business and we offer our customers a platform subscription model giving them access to the Arifu Platform.

They can also buy annual licenses to content offered by Arifu and our content partners.

To date, we have raised $2.6million of investment from venture funds and angel investors.  In 2021, we will launch our Series A round to fund expansion across and beyond Africa.

Of all Arifu’s achievements so far, which one are you most proud of?

Through past research initiatives, we have observed and learned that engaging with Arifu content provides first time access to important skills information and has led to adoption of GAP. 

In another independent study, farmers engaging with Arifu contributed four times more to their savings, borrow more, and repay their loans faster by 5.5 days compared to those who do not engage with Arifu. 

What’s next for Arifu?

Arifu will continue to grow the partnerships and content available to learners in our existing 6 countries and expand across Africa and into Asia, Latin America, and the Middle East.

We will enhance our learner experience with advanced AI capabilities, making the chatbot more conversational and helping learners get to the most relevant content faster based on their needs and existing knowledge.

 

 

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Arifu’s use case for logistic companies

By Stephanie Pownall

Logistics in East AfricaWith the growing pains of COVID-19, different economic sectors have been greatly affected globally. The East Africa Business Council report (April, 2020) supports that the transport and logistics sector has been among the most affected due to the restrictions in movement and is affecting trade flows due to transport and logistics disruptions. In Kenya, there are approximately 18 ride hailing app service providers with popular brands such as: Uber, Bolt/Taxify, Little Cab, inDriver, Swvl, Easy Taxi and Wasili, operating in areas such as Mombasa, Nairobi and Nakuru (GIZ report, 2020). Additionally, cargo delivery service providers such as: Lori, Senga, Sendy, PickIT, Ami Truck and Tai+, all aim at increasing their efficiency through logistics optimization. (GIZ report, 2020).

A Logistics management (2017) article identifies that some of the key challenges that the companies face in this industry vertical include: High fuel costs, unaffordable technology strategy and implementation, lower business process improvement, less improved customer service, increasing driver shortage and deteriorating retention, strict government regulations, environmental issues as well as economic fluctuations. On the other hand, some of the challenges faced by the drivers and riders include the lack of: time management and efficient communication skills, professional driving and fatigue management skills, effective fleet/vessel management practices (tracking of delicate cargo such as compressed gases and machinery) as well as access to continued assistance on road health and safety measures. In East Africa, Transaid is a primary example of the impact that in-person training has had on promoting the professionalism of transport and logistics drivers in Uganda, as well as protecting their health and safety. With this in mind, a digital training solution would therefore be an even better and more useful tool to enable such organizations to tackle some of their pressing challenges and simultaneously upskill their drivers or riders especially during these unprecedented times where social distancing is key to safeguarding each individual’s health.

Furthermore, in an article by Aptantech (April, 2020), Uber has taken the necessary steps through digital learning to ensure that it’s drivers and riders take the rightful precautions towards preventing the spread of COVID-19 in Kenya. Arifu in this scenario, is greatly able to support companies like Uber to communicate with their drivers on COVID-19 prevention and resilience. With a click of a button, hundreds of thousands of drivers can start their learning journey and come out of the training with a better understanding on how to secure their livelihoods  and  ensure safety as well as the safety of their passengers or goods.

Arifu is the training solution for you!

Arifu is a simple and easy-to-use chat interface that learners can access either on SMS or mobile apps such as WhatsApp, Facebook messenger and Telegram on basic or smartphones. It is an interactive platform that allows a variety of target audiences the ability to gain new useful information that will aid in upskill through incentivized training. Through Arifu, your organization will have the ability to capture data through real-time analytics and feedback as well as support you in driving usage of essential skills and monitoring the uptake and impact that your products and services are making to specific target groups.

For learners, the platform is free of cost and is therefore accessible to anyone with a mobile phone. The information made available to your specific target audience is customizable and personalized to their current educational needs. Drivers and riders from your organization can use Arifu to meet their training needs, which may include:

  • Need for in-depth guidance during recruitment, language fluency, basic financial literacy and geographical map training
  • Customer engagement and time management skills
  • Safe driving or riding skills
  • Health and safety

The opportunities for drivers and riders to learn and upskill using Arifu:

  • Access to simplified and easy-to-grasp customer relationship management training
  • Health and Safety information on how to keep customers and the individuals safe, especially during the COVID-19 pandemic
  • Better awareness on safer driving systems and rapid responses to unforeseen events such as car or motorcycle breakdowns and accidents
  • Better knowledge on safer methods for long distance and night time driving
  • Safer handling techniques and better tracking of delicate cargo
  • Incentivized training services through tokens such as certificates of performance among other incentives

With Arifu, your organization will be able to meet your training needs by providing your workforce the ability to learn and understand how to manage their business by simply using their mobile phones. Some of the training needs include:

  • Need for drivers and riders to have better customer engagement
  • Need for improved drivers’ and riders’ confidence
  • Recurrent need for training and skills improvement

Through digital training and helping you meet your training needs, Arifu potentially provides your organization the following opportunities:

  • A low cost and highly scalable training alternative for your drivers and riders
  • A personalized and chat-based tool that allows large scale outreach
  • A human centred approach for customized content design
  • A free data analytics dashboard will be provided to your organization to get feedback from your learners and a chance to monitor their behavior change and uptake of training information as well as adopt new methods that could improve content design

Get one step closer to improving your organization’s learning and development initiatives by reaching out to us at: pownall@arifu.com or sood@arifu.com. We are here for you!

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